
Chattel Mortgage
The Chattel Mortgage, also known as Commercial Loan has gained substantial popularity with small to medium businesses since the implementation ...
of the GST. For those businesses registered for GST that are on a cash basis accounting you should be able to claim the entire upfront GST on the transaction as an Imputation Taxation Credit (ITC) in the next BAS submission. Key Features:- +Up to 100% financing (Including GST) +Business registered for GST can claim 100% of the Input +Tax Credit in the Business Activity Statement(BAS) following purchase +Full Ownership of equipment – the equipment is the security +Payments may be structured – including irregular or seasonal payments +Finance term up to 5 years +Payments and Interest fixed for the life of the transaction +Available for new or used equipment +Equity in the equipment increases with each payment +GST not applicable on monthly installments or final balloon +Balloon payment at end of term may be structured to lower monthly repayments.
Call us today on (02) 8765 0055 to discuss your financial needs. Alternatively you can e-mail your query to vince@lloydsfinanceaustralia.com.au

Hire Purchase
of an item of equipment in return for regular payments. When the final payment is made, the hirer owns the goods. Key Features:- +Up to 100% financing (Including GST) +Business registered for GST using the Accruals method of +Accounting may be able to claim 100% of the Input Tax +Credit in the Business Activity Statement (BAS) following purchase +Full Ownership of equipment upon final payment +Payments may be structured – including irregular or seasonal payments +Finance term up to 5 years +Payments and Interest fixed for the life of the loan +Equity in the equipment increases with each payment +Balloon payment at end of term may be structured to lower monthly repayments

Finance Lease
and rental. Key Features:- +100% of financing +GST is not included in the amount financed but paid and claimed by the financier +Total Monthly Repayments are fully tax deductible +The Residual Value is fixed and is agreed between the financier and you and is subject to Australian Taxation Office guidelines +Payments may be structured – including irregular or seasonal payments +Finance term up to 5 years +Structure and term generally matched to meet useful life of the asset +Rentals are fixed for the life of the lease +The rentals and the residual value attract GST

Motor Vehicle Finance
Lloyds Finance Australia Pty Ltd simplifies car finance when considering that this industry is one of the most competitive in ...
the market. Whether you are an individual, corporate or government agency looking to maximize your vehicle benefits, you can save thousands of dollars by using our specialised finance products and by leveraging off our many years of industry experience. When dealing with us, you can benefit from such features as “discounts on payouts (conditions apply) ” on our platinum finance products.
At Lloyds Finance Australia Pty Ltd we have organised countless vehicles for our clients (via our various partners) who are either too busy to haggle with suppliers or just want to be sure they are getting a good deal.

Invoice & Factoring Finance
What if you could collect the cash from your invoices, but not have to spend the time managing your debtors’ ...
ledger?
Factoring finance allows your business to secure cash flow against its invoices with the lender managing the collection of invoices and the maintenance of the debtor’s ledger. It is suitable for all businesses that sell on credit terms to other businesses. It is particularly suited to those that lack the resources and expertise to manage their debtors efficiently, seasonal businesses, those going through complex restructure or rapid growth phases.
Factoring finance allows your business to focus on doing business and not spending valuable time managing invoices.
Factoring finance is an alternative to an overdraft, without the restrictions of an overdraft. In most cases, no property security is required, which means any risk lies within the business, not the personal assets of directors or other stakeholders.

Equipment Finance
Lloyds Finance Australia Pty Ltd is a long standing commercial finance broker whose success has been firmly built on personalised ...
service and a reputation for providing clients with individually tailored financial packages.
We know that it is not enough to know the finance industry. To effectively assist your business with workable finance solutions, we need to understand your industry as well. At Lloyds Finance Australia Pty Ltd, we pride ourselves on having an in-depth knowledge of a wide variety of industries, ranging from transport to manufacturing.
At Lloyds Finance Australia Pty Ltd, we can draw on long-term relationships with a variety of lenders to source some of the most competitive finance deals available. In today’s busy world most people don’t have the time to contact a number of financial institutions to source the most suitable finance package, so why not let Lloyds Finance Australia Pty Ltd do the work for you.